Portfolio

Micro-Insurance for Farmers

Award winning micro-insurance solution for smallholder farmers in Africa

KS Intro
KS Intro

The Syngenta Foundation for Sustainable Agriculture (SFSA) together with RESONANZ Group developed an ICT weather insurance solution for smallholder farmers in Africa called Kilimo Salama.

The solution revolutionised how micro-insurance policies were collected and paid-out by using mobile technology, QR codes, SMS and mobile payments.

The Solution

The ICT solution for Kilimo Salama was designed and managed by RESONANZ Group.
The solution involved:
KS solution
Mobile phone
Ks solution +
Kilimo Salama
Managed server
solution

Insurance policies were registered on the phone by scanning a QR code and entering details of the farmer and nearest weather station.

SMS'ed to the farmer

The information was then transmitted to the server where an insurance policy was generated and the policy details SMS'ed to the farmer.

solution3

Data enabled weather stations were then monitored to gauge rainfall levels across the country.

solution4

If there was insufficient rainfall the affected farmers would receive an insurance payout directly on their phone via a mobile payment.

solution

The entire policy creation and claim process was performed quickly, efficiently and without any of the usual time-consuming paperwork.

nearest weather station
Insurance policies were registered on the phone by scanning a QR code and entering details of the farmer and nearest weather station.
ks-solution
The information was then transmitted to the server where an insurance policy was generated and the policy details SMSed to the farmer.
rainfall levels across the country
Data enabled weather stations were then monitored to gauge rainfall levels across the country.
phone via a mobile payment
If there was insufficient rainfall the affected farmers would receive an insurance payout directly on their phone via a mobile payment.
usual time-consuming paperwork
The entire policy creation and claim process was performed quickly, efficiently and without any of the usual time-consuming paperwork.

Highlights

For more information about Kilimo Salama please visit: https://www.syngentafoundation.org/agricultural-insurance-kenya

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